This isn't a panic forward thing like you normally see all over facebook, or in your email, this actually happened to me this week.
My darling husband, Scott, is a gas station junkie. He loves the convenience I guess. He goes at least twice a day. Who knew Powerade had such an appeal. He went this past Sunday, and spent $10.71 (on Powerade), and put enough gas in the car for the week. Filling up the Camero would require a second job.
I checked our bank balance on Monday morning, and the 2 debits from Chevron went through, along with $120 "pending" charge per debit. First I called Scott, he said he had the receipts, in the floor board no less, and told me exactly how much he spent. I went to the Chevron in Alabaster that we went to, and the clerk told me to come back with the receipts and the bank statement. Well I knew I couldn't go get the receipts from Scott, because I was out of gas! And no way was I going to use my card in the gas pump! Plus, Chevron had all my money tied up!
I go to print off my bank statement...no go. One of the cats ate the printer cord.
So I drive to the bank (on fumes) and told the very nice lady my story, she looked it up, and said it was indeed just pending, that Chevron had put a hold on it, and it should drop off in 3 days, but she couldn't print anything, because no charge was made it was just "pending".
So Scott stopped by the bank where we opened the account, he has a sweet for the lady there ;) and she told him basically the same thing, that it was just being held, and it would eventually drop, but unfortunately, our money would be tied up until then. She also said that other people had come in, and that Chevron, BP, and Texaco were all doing this, and not telling people. Normally at a gas pump they will preauthorize it for $1, before you pump gas. That is what the delay is from the time you swipe, until it tells you to pump.
This is insane to me. How can they get away with this? Granted we only had to go one day, but if our weekend debits hadn't went through already, we would've been hit hard with overdraft fees. If anyone knows me well, you KNOW I wrote Chevron an email. It says "contact us". So I did. I wasn't ugly, I even drug out the thesaurus and dictionary. I explained that it wasn't right, it was a huge inconvenience, and some families could be severely hurt by this. I sent it, it says it was received. About an hour later it was returned to my spam folder.
So I am just letting people know, this could happen to you. I HATE having to go in and prepay for gas, because unlike my darling husband, I like to fill my car up, and I never know how much it's going to be. But I guess I will start having to use cash. Blah. Everyone may want to start following behind me, because I end up dropping most of it on the ground....